Conditions for issuing the Freedom Banker Card

The following conditions must be met for issuance

Purchase of FRHC* exchange-traded note for
an amount of at least $100

With simultaneous blocking of
these funds for the entire validity
period of the Freedom Broker Card

Replenishment of a savings account

at Freedom Bank

Find out the conditions

Payment of commission to the Broker

For execution of the
order to buy ETN

ETN FRHC is an exchange-traded note issued in the AIFC and listed on the AIX exchange
The price of the ETN is linked to the share price of Freedom Holding Corp. (FRHC) on the NASDAQ stock exchange
The purchase of the ETN is carried out on the basis of an Order to buy the ETN FRHC submitted by the client to Freedom Finance Global PL

Freedom Banker Card Tariffs

Transfers

Up to $ 1,000 per month is free,
over 1.5% of the transfer amount

Cash withdrawal using plastic

Up to $ 1,000 per month is free, over 1.5% of the withdrawal amount

Service

free of charge

All other card operations

No commissions

Validity period

up to 5 years

The Freedom Banker Card reflects the balance of the D-account of Freedom Finance Global PLC

D-account

This is a non-trading account in addition to the main trading account for storing money. A fixed income is credited daily to the cash balance of the D-account

Trading account in Freedom Finance Global PLC

The annual remuneration from Freedom Finance Global PLC is credited daily to the balance of the cumulative D-account.

Current rates and calculation of potential income on D-account can be viewed in a special calculator on the
Freedom Finance Global PLC website

Open the Freedom Banker Card in the app

To open the Freedom Banker Card or Freedom Banker Wallet Card,
download the Freedom Banker and Freedom Broker bank applications.

Questions and Answers

What is the Freedom Banker Card?
Freedom Banker Card is an electronic payment method linked to a brokerage D-account. Suitable for online and offline purchases, as well as for card transactions in everyday life and travel.
How to apply for the Freedom Banker Card?
Freedom Banker Card opening is available in Freedom Broker and Freedom Banker mobile applications
What is Freedom Banker Wallet Card?
Freedom Banker Wallet Card is an analogue of Freedom Banker Card, which is linked to the same D-account as Freedom Banker Card, but with a separate balance within this D-account. The key difference between Freedom Banker Wallet Card and Freedom Banker Card is that Freedom Banker Wallet Card does not accrue passive income.
What are the tariffs of the Freedom Banker Card?
For cash withdrawal
  • For cash withdrawals using plastic on the territory of the Republic of Kazakhstan - at ATMs and/or POS terminals of the Bank and other banks up to $1,000 per month - no commission, over - 1.5% of the withdrawal amount.
  • For cash withdrawal using plastic outside the territory of the Republic of Kazakhstan - at ATMs and/or POS terminals of other banks outside the territory of the Republic of Kazakhstan (for each transaction, regardless of the amount - 3% of the withdrawal amount, minimum commission - $ 1.
For transfers
  • Intra-bank transfer from/to another client's Freedom Banker Card, including by phone number - no commission.
  • Interbank transfer from Freedom Banker Card to cards of other banks by mobile phone number or card - up to 1,000 USD per month - no commission, over - 1.5% of the transfer


More information about the Freedom Banker Card tariffs can be found at the link.
What are the limits of the Freedom Banker Card?
Pay with Google/Apple/Samsung/Garmin Pay
Unlimited payments via POS terminals in stores and online payments.

When paying using plastic via a POS terminal in stores — 5,000,000 KZT (or equivalent in another currency) per month.
When paying online using details — 100,000 KZT per day without using 3Ds code. Using 3Ds code — unlimited.

Limits can be changed by contacting the Freedom Bank contact center by phone at 595 or by WhatsApp at +7 776 1 595 595
Conditions for opening the Freedom Banker Card
For new clients of the Bank, the Freedom Banker Card is issued subject to the following conditions:
1. purchase of ETN FRHC in the amount of at least 100 USD and simultaneously block them for the period of using the Freedom Banker Card; blocking them for the duration of the Freedom Banker Card;
2. ensuring a minimum balance on a savings account opened with the Bank in the amount of at least 5000 KZT/10 USD/10 EUR/1000 RUB;
3. payment of the Broker's commission for executing the order to purchase ETN FRHC in the amount of 15 USD.

For existing clients of the Bank, the Freedom Banker Card is issued subject to the following conditions:
1. purchase of ETN FRHC in the amount of at least 100 USD and simultaneously blocking them for the duration of the Freedom Banker Card; block them for the period of using the Freedom Banker Card;
2. payment of the Broker's commission for executing the order to purchase ETN FRHC in the amount of 15 USD.
What transactions can be performed with the Freedom Banker Card?
All card-based income and expenditure transactions are available with the digital Freedom Banker Card.
Who can open a Freedom Banker Card?
Individuals – residents of the Republic of Kazakhstan and non-residents of the Republic of Kazakhstan (without IIN).